Credit Officer
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A Credit Officer evaluates loan applications, assesses creditworthiness, and recommends credit approvals to minimize financial risk while supporting lending and business growth. Requires HND, 3 years experience in banking or credit analysis, and proficiency in Excel. Full-time position in Accra.
- Mid-level role with 3 years experience required.
- Evaluate loan applications and assess creditworthiness.
- Full-time working hours from 8 to 5.
- Location: Accra, Ghana.
Description
Find a Job + + + + Search Credit Officer FIRSTXPRESS MICRO-CREDIT ENTERPRISE Accounting, Auditing & Finance 1 month ago Easy apply Accra & Tema Region Full Time Banking, Finance & Insurance Confidential Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary A Credit Officer evaluates loan applications, assesses the creditworthiness of individuals or businesses, and makes recommendations regarding credit approvals. They help minimize financial risk while supporting lending and business growth objectives. Min Qualification: HND Experience Level: Mid level Experience Length: 3 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant Location: Ghana Job descriptions & requirements Key Responsibilities: Review and analyze loan and credit applications. Assess applicants' financial statements, credit reports, cash flow, and repayment capacity. Conduct risk assessments and determine creditworthiness. Recommend approval, rejection, or modification of credit requests. Ensure compliance with lending policies, regulations, and internal procedures. Monitor existing loan portfolios and identify potential risks. Prepare credit reports and present findings to management or credit committees. Maintain accurate customer and loan records. Communicate with clients regarding credit requirements and decisions. Support debt recovery and collection activities when necessary. Required Qualifications: Diploma or HND. Experience in banking, lending, credit analysis, or financial services. Knowledge of financial statement analysis and credit risk assessment. Understanding of banking regulations and lending practices. Proficiency in Microsoft Excel and financial analysis tools. Salary : Attractive Location : Accra Log In and Apply Important safety tips Do not make any payment without confirming with the Jobberman Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job Log in to apply now Continue with Google Continue with Linkedin Or continue with Forgot Password? Keep me logged in Log in Don't have an account? Sign Up to Apply Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Activate Notifications Stay productive - get the latest updates on Jobs & News Activate Deactivate Notifications Stop receiving the latest updates on Jobs & News Deactivate This action will pause all job alerts. Are you sure? Cancel Proceed Similar jobs Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago View More Stay Updated Join our newsletter and get the latest job listings and career insights delivered straight to your inbox. v2.homepage.newsletter_signup.choose_type Jobseeker Employer Email address * We care about the protection of your data. Read our Notify Me We care about the protection of your data. Read our privacy policy .