Job Vacancy For Credit Officer (Hybrid Role) Fruit Micro Credit Accra & Kasoa
Apply at sourceAI summary
Fruit Micro Credit seeks a Credit Officer for Accra & Kasoa to manage microfinance loan assessment, recovery, and portfolio quality. Candidates need at least 1 year experience in microfinance credit operations and a Diploma or Degree in Finance or related field. Apply via email with CV and cover letter.
- Hybrid role in Accra and Kasoa
- Requires strong loan recovery and portfolio management skills
- Closing date: 30 June 2026
Description
Job Opportunity: Credit Officer (Hybrid Role) Location: Accra & Kasoa Company: Fruit Micro Credit Job Description Fruit Micro Credit invites applications from suitable qualified applicants for the position of a Credit Officer to strengthen our operations at Kasoa Job Summary •This is a performance-driven role requiring strong experience in credit assessment, loan recovery, and portfolio management. Successful candidates must enforce repayment discipline, control risk exposure, and maintain high portfolio quality. Key Responsibilities • Identify and recruit qualified micro and small business clients in line with company policy. • Conduct thorough client assessments, loan appraisals, and field investigations. • Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%. • Consistently chase delinquent and default clients to demand repayment in line with recovery procedures. • Submit accurate daily, weekly, and monthly reports on disbursement, arrears, and recovery status. • Deliver financial education and promote digital repayment solutions to reduce default risk. Qualification Required & Experience Requirements • Minimum of 1year proven experience in microfinance credit operations, with emphasis on loan recovery. • Diploma or Degree in Finance, Banking, Business Administration, or related field. • Strong analytical, negotiation, and field collection skills. • Demonstrated ability to control delinquency and maintain portfolio quality. • Ability to work under pressure and deliver on recovery targets. • Riding or driving experience is an added advantage. Why Join Us? • Competitive compensation with recovery-based incentives. • Opportunity to work with a disciplined and fast-growing financial institution. • Structured training and professional development opportunities. Location: Accra & Kasoa How To Apply For The Job Qualified candidates should submit their CV and Cover Letter to: fruitMicroCredit@gmail.com Or call 0544-761210 / 0534-734788 Closing Date: 30 June, 2026 Only shortlisted candidates will be contacted.