Job in Ghana
Credit Officer (Group Loan Portfolio Management)
RegionNot specifiedCityAccraContractType not specifiedPosted2026-08-12Close dateNot specifiedExperience1 yearSourceGhana Current JobsSalaryCompetitive compensation with recovery-based incentives
credit officermicrofinancegroup loansportfolio managementloan recoveryAccraKasoaGhanafield collectionsfull timefinanceCredit Officer
AI summary
Fruit Micro Credit is hiring a Credit Officer to manage group-loan portfolio operations in Accra and Kasoa. The role focuses on group client recruitment, loan appraisal, disbursement, and strict recovery to keep portfolio risk low. Candidates need microfinance credit experience and strong field collection skills.
- Performance-driven role with recovery-based incentives
- Focus on group-loan credit assessment and portfolio management
- Target PAR not exceeding 5%
- Positions available in Accra and Kasoa
- Diploma or Degree in Finance, Banking, or Business Administration required
- Minimum 1 year microfinance credit experience needed
- Application deadline: 31 August 2026
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Competitive compensation with recovery-based incentives. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required1+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in finance, Credit Officer, Loan OfficerThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AccraThe vacancy is associated with this location.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer (Group Loan Portfolio Management) evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Fruit Micro Credit and the role in Accra.
- Add concrete examples related to finance, Credit Officer, Loan Officer, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Ghana Current Jobs; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Ghana Current Jobs
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer (Group Loan Portfolio Management) role in finance, Credit Officer?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Accra under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Fruit Micro Credit before the interview.
Ask what the first priorities will be in the role and how success will be measured.
Similar jobs to consider
Use AI to apply better
After confirming the original source, use Career Assistant to check role fit, tailor your CV and prepare a cover letter or employer message.
Original source description
- Fruit Micro Credit invites applications from suitable qualified applicants for the position of a Credit Officer to strengthen our operations at Accra and Kasoa
- Job Summary
- This is a performance-driven role requiring strong
Experience
- in group-loan credit assessment, group-loan recovery, and group-loan portfolio management. Successful candidates must enforce repayment discipline, control risk exposure, and maintain high portfolio quality.
- Key
- in microfinance credit operations, with emphasis on group-loan recovery.
- • Diploma or Degree in Finance, Banking, Business Administration, or related field.
- • Strong analytical, negotiation, and field collection skills.
- • Demonstrated ability to control delinquency and maintain portfolio quality.
- • Ability to work under pressure and deliver on recovery targets.
- • Riding or driving
- is an added advantage.
- Why Join Us?
- • Competitive compensation with recovery-based incentives.
- • Opportunity to work with a disciplined and fast-growing financial institution.
- • Structured training and professional development opportunities.
- Accra & Kasoa
- How To Apply For The Job
- Qualified candidates should submit their CV and Cover Letter to:
- fruitmicrocredit@gmail.com
- Or call
- 0544-761210/ 0534-734788
- 31 August, 2026
- Only shortlisted candidates will be contacted.
Responsibilities
- Identify and recruit qualified micro and small business clients (in groups) in line with company policy.
- Conduct thorough group clients assessments, group loan appraisals, and field investigations.
- Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%.
- Consistently chase delinquent and default clients to demand repayment in line with recovery procedures.
- Submit accurate daily, weekly, and monthly reports on disbursement, arrears, and recovery status.
- Deliver financial
Education
- and promote digital repayment solutions to reduce default risk.
- Qualification Required &
Requirements
• Minimum of 1year proven
Source and provenanceSource: Ghana Current Jobs. Last checked: 2026-09-27.Kazi Connect is a job discovery service, not the employer. Always confirm the vacancy at the original source.Summaries may be AI-assisted. Report inaccurate content.
Never pay to apply. Always confirm the original source and watch for payment requests, sensitive document requests, or unrealistic promises.