Credit Officer
AI summary
Credit Officer job at a microfinance company in Accra, Ghana. Responsibilities include marketing loans, credit appraisal, disbursement, recovery, and portfolio management. Requires a Bachelor's degree and 2 years experience.
- Salary GHS 4,200 - 4,800 negotiable
- Full-time position with 8 to 5 working hours
- Mid-level experience required
- Must have expertise in loan portfolio management
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists GHS 4,200 - 4,800 per month. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required2+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, technology, financeThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AccraThe vacancy is associated with this location.
- UnclearComfort with the full-time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Credit Officer evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Jobberman Ghana and the role in Accra.
- Add concrete examples related to sales, technology, finance, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from Jobberman Ghana; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- Jobberman Ghana
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Credit Officer role in sales, technology?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Accra under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Jobberman Ghana before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Use AI to apply better
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Original source description
Find a Job + + + + Search Credit Officer VITALITY HEALTH INSURANCE Accounting, Auditing & Finance 2 weeks ago Easy apply New Accra & Tema Region Full Time Banking, Finance & Insurance GHS 4,200 - 4,800 Negotiable Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Job summary A reputable Microfinance Company is seeking to recruit a qualified, competent, experienced, hardworking, dedicated and honest individual for immediate employment as a Credit Officer. The ideal candidate must possess strong expertise in controller loans and have a proven track record in loan appraisal, disbursement, recovery and portfolio management Min Qualification: Degree
Experience
Location: Accra & Tema Region, Ghana Job descriptions &
Level: Mid level
Length: 2 years Language Requirement: English Working Hours: Full Time - 8 to 5 Applicant
as a Credit Analyst will be an added advantage. Log In and Apply Important safety tips Do not make any payment without confirming with the Jobberman Customer Support Team. If you think this advert is not genuine, please report it via the Report Job link below. Report Job Log in to apply now Continue with Google Continue with Linkedin Or continue with Forgot Password? Keep me logged in Log in Don't have an account? Sign Up to Apply Share link Share on WhatsApp Share on LinkedIn Share on Facebook Share on Twitter Share via SMS Activate Notifications Stay productive - get the latest updates on Jobs & News Activate Deactivate Notifications Stop receiving the latest updates on Jobs & News Deactivate This action will pause all job alerts. Are you sure? Cancel Proceed Similar jobs Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago Lorem ipsum dolor sit amet consectetur adipiscing elit Lorem ipsum Lorem ipsum dolor (Location) Lorem ipsum Confidential 3 years ago View More Stay Updated Join our newsletter and get the latest job listings and career insights delivered straight to your inbox. v2.homepage.newsletter_signup.choose_type Jobseeker Employer Email address * We care about the protection of your data. Read our Notify Me We care about the protection of your data. Read our privacy policy .
Requirements
Key
Responsibilities
Actively market and promote all loan products and services of the Company. Source and acquire new credit clients while maintaining existing client relationships. Assist in the appraisal, approval, disbursement and recovery of loans. Conduct credit appraisals, financial analyses and recommend credit applications for approval. Perform all necessary due diligence in support of credit applications. Ensure adequate collateralization and securitization of all approved credit facilities. Develop practical repayment plans and provide strategic business advice to borrowers where appropriate. Meet assigned loan disbursement and portfolio growth targets. Ensure prompt collection and recovery of loans within assigned portfolios. Prepare and submit accurate weekly and monthly performance reports to Management. Analyse competitor activities and market trends and contribute to the development of innovative loan products and services. Perform any other duties assigned by Management. Qualifications and Core Competencies A Bachelor’s Degree in Economics, Business Administration, Banking and Finance, Accounting or a related field. A minimum of two (2) years’ relevant work experience, at least one (1) year of which must have been in Credit Management. Demonstrable expertise in controller loans, including portfolio growth, monitoring, recovery and risk management. Excellent marketing and sales skills, with the ability to consistently source quality borrowers and grow a sustainable loan portfolio. Sound knowledge of commercial and personal lending, credit analysis, loan structuring, securities, recovery processes and applicable legal procedures. Good working knowledge of banking systems and at least one banking software application. Proficiency in Microsoft Office applications, particularly Microsoft Excel. Excellent negotiation, communication and presentation skills. Results-oriented with the ability to achieve and exceed assigned targets. Working knowledge of the Bank of Ghana Collateral Registry Platform will be an added advantage. Previous