Job in Ghana
Head of Commercial
RegionGreater AccraCityAccraContractFull timePosted2026-09-04Close dateNot specifiedExperience10 yearsSourceJobHub GhanaSalaryNegotiable
head of commercialmicrofinanceloan originationproduct designagency bankingsenior managementaccrafull timefinancial servicessales leadershipsalesretail
AI summary
Yobsons Micro Credit is hiring a Head of Commercial to lead loan origination, product design, distribution and customer experience for a credit-only institution in Accra. The role requires 10-12 years of retail, SME or microfinance business-development experience with at least 4-5 years in senior management scaling a lending portfolio. Apply through the official KGL ClayHR careers portal.
- Own loan origination and portfolio-growth targets across micro, SME, group-lending and value-chain segments
- Design credit-only products with risk, finance and technology teams
- Build and manage agency banking, mobile, digital-origination and partnership channels
- 10-12 years experience required with 4-5 years in senior management scaling lending portfolio
- Bachelor's degree required; MBA preferred; professional certification an advantage
AI job guide
Use this guide to check salary signals, requirements, documents, application steps and safety before you apply.
AI salary guide
Source salary availableThe source lists Negotiable. Confirm the final pay, benefits, contract terms and allowances directly with the employer before accepting an offer.
Can you qualify for this role?
- Required10+ years of relevant experienceThe job post includes a minimum experience signal.
- RequiredEducation or certification mentioned in the postThe captured text mentions education, a diploma, certificate, or licence.
- PreferredPractical evidence in sales, retail, internshipThe tags and summary point to skills connected with this role.
- RequiredAvailability to work in AccraThe vacancy is associated with this location.
- UnclearComfort with the Full time contract termsConfirm hours, duration, probation and benefits at the original source.
Documents to prepare
- Likely requiredUpdated CV
- Role specificCover letter or short employer message
- OptionalProfessional references
- Role specificAcademic or professional certificates
- VerifyID or passport only after verifying the employer
Application tips for this job
- Place your strongest Head of Commercial evidence in the first half of your CV.
- In your cover letter or employer message, connect your experience to Yobsons Micro Credit and the role in Accra.
- Add concrete examples related to sales, retail, internship, ideally with measurable outcomes or clear responsibilities.
- Follow the instructions from JobHub Ghana; avoid sending documents to unofficial contacts or copied links.
- Confirm the deadline, interview location and employer contact before sharing personal documents.
Source and safety check
- JobHub Ghana
- Original source link available
- Application method is clear
- Deadline not specified
- No major risk signal was detected in the captured text.
Never pay for interviews, shortlisting, medical checks, uniforms, or job placement. Confirm every application at the original source before sharing personal documents. Report suspicious listing.
Interview preparation
- What experience makes you a strong fit for this Head of Commercial role in sales, retail?
- How have you handled responsibilities similar to those in this job post?
- Are you available to work in Accra under the listed contract or schedule?
- Prepare examples with clear responsibilities, tools used and measurable outcomes.
- Review the source and research Yobsons Micro Credit before the interview.
Ask what the first priorities will be in the role and how success will be measured.
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Original source description
- Negotiable
- Vacancies
- 1
- 21 Sep 2026
- Job Type
- Full-time
- Accra, Greater Accra
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- Job Description
- Yobsons Micro Credit is hiring a Head of Commercial to own loan origination, product design, distribution and customer
Experience
- for a credit-only institution.
- Key
- in retail, SME or microfinance business-development or sales leadership.
- At least four to five years in senior management scaling a lending portfolio.
- managing agent networks or digital origination channels.
- How to Apply
- Apply through the official KGL ClayHR careers portal.
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- Job Overview
- Negotiable
- Vacancies
- 1
- 21 Sep 2026
- Job Type
- Full-time
- Accra, Greater Accra
- Apply on Company Site
- Want to track your applications, save jobs, and get alerts?
- Create a free account
- About the Employer
- Yobsons Micro Credit
- Financial Services
- View Company Profile
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Responsibilities
- Set and deliver loan origination and portfolio-growth targets across micro, SME, group-lending and value-chain segments.
- Design credit-only products with risk, finance and technology teams.
- Build and manage agency banking, mobile, digital-origination and partnership channels.
- Develop relationships with credit-guarantee providers, value-chain anchors, telcos and fintech partners.
- Provide market and segment pricing recommendations within Ghana Reference Rate context.
- Own complaints handling, fee disclosure transparency and fair-lending practices.
- Monitor competitor pricing and market positioning to inform product and channel strategy.
Requirements
- Bachelor's degree in Business Administration, Marketing, Finance or Economics; MBA is preferred.
- Relevant sales, credit or marketing professional certification is an advantage.
- Minimum ten to twelve years'
Source and provenanceSource: JobHub Ghana. Last checked: 2026-09-10.Kazi Connect is a job discovery service, not the employer. Always confirm the vacancy at the original source.Summaries may be AI-assisted. Report inaccurate content.
Never pay to apply. Always confirm the original source and watch for payment requests, sensitive document requests, or unrealistic promises.